Non-Concessional Contributions

Non-concessional contributions are those that are paid into a Superannuation Fund by a member on which no tax deduction is claimed or available. Non-concessional contributions include personal contributions you make to super from:

  • your take-home (or after-tax) pay, or your savings, for which you aren’t allowed a personal super deduction in your income tax return
  • profits from your business or from selling an asset
  • an inheritance you receive
  • amounts you transferred from a foreign super fund that do not count towards your Australian fund’s assessable income.

The non-concessional contributions cap is the limit on the amount of non-concessional contributions you can make each year before you pay extra tax. The cap is found here.